• Registered with the SEC as an investment advisor (Form ADV is available at www.sec.gov or upon request)

• Compliance history on firm and individuals available at www.sec.gov

• Firm and Professionals all have clean compliance records.

• Client references available upon request

• 100% Fee only compensation, based on assets managed. Fee schedule available upon request (1% is maximum fee)

• Research comes from a variety of sources including: various Wall Street firms (sell side), independent sources (such as Value Line, Morningstar, and Argus) and our own proprietary work (fundamental and technical).

• Client Portfolios may consist of any or all of the following: stocks, bonds, ETF’s, mutual funds (mutual funds used are primarily no-load. If load funds are used the sales load is waived)

• A commitment to keeping our clients overall expenses as low as possible

• Clients receive quarterly performance reports, complete portfolio appraisals and end of year realized gain/loss reports from our firm (clients receive regular monthly statements from their custodian brokerage firm).

• We encourage all of our clients to meet with us on a quarterly basis to review their portfolio and update their investment policy statement.